The Jalpaiguri Central Co-operative Bank Ltd.

HO::Temple Street, PO & Dist-Jalpaiguri, West Bengal-735101.

Recruitment of Gr-IV- Advt-01/2021

Notice

Due to imposing of Model Code of Conduct for ensuing West Bengal Legislative Assembly Election 2021, the process of recruitment will resume after 02/05/2021.

 
 
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Office Address
Temple Street, Jalpaiguri
Postal Code : 735101
West Bengal, India
Phone - 03561-230477
Fax - 03561-231573
Email - jccbltd@gmail.com
 
Email : jccbltd@gmail.com     Phone : 03561-230477
1 Persons Eligible
a) Individuals (sole proprietor /partnership/ company) - Any Indian National
- Must possess work order from any govt. dept./ semi-govt dept./ autonomous body
- Project should be in the area of operation of the bank
b) Affiliated Society - Must have bank affiliation
- Business / Trading activity should be in the area of operation of the bank
2 Purpose of Loan - For completion of work awarded by any govt. dept./ semi-govt dept./ autonomous body
3 Maximum Limit of Loan - 60% of Bill Amount ( Value of Work Order less Deductibles viz. discount offered, ST/IT value, any dept. supply amount etc.)
4 Service Charge - 1% of the Loan Amount.
5 Rate of Interest - Varies from time to time (as per interest rate circular) (to be calculated on quarterly compound basis) 
6 Period of Repayment - within 31st March of next year
7 Security
a) Individuals (sole proprietor /partnership/ company) - 25% Cash Security as FD in JCCB Ltd.
OR
 35% in the form of  NSC/KVP or LIC (surrender value) 
- 100% collateral securiy in the form of mortgage of Land / shop / building / factory etc.
- Hypothecation of Stock
- Life Insurance of the applicant
- General Insurance of the business.
b) Affiliated Society
Upto Rs.25.00 lakhs - 10% of Loan sanctioned as cash security
Above Rs.25.00 lakhs - 10% of Loan sanctioned as cash security
- 90% of Loan sanctioned as Collateral Security