The Jalpaiguri Central Co-operative Bank Ltd.

HO::Temple Street, PO & Dist-Jalpaiguri, West Bengal-735101.

Recruitment of Gr-IV- Advt-01/2021

Notice

Due to imposing of Model Code of Conduct for ensuing West Bengal Legislative Assembly Election 2021, the process of recruitment will resume after 02/05/2021.

 
 
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Office Address
Temple Street, Jalpaiguri
Postal Code : 735101
West Bengal, India
Phone - 03561-230477
Fax - 03561-231573
Email - jccbltd@gmail.com
 
Email : jccbltd@gmail.com     Phone : 03561-230477
1 Persons Eligible
Individuals - Any Indian National
- Person must be SALARIED 
- Person must be permanent employee of Govt/ Semi-Govt/ Autonomous Body (minimum period of service must be 01 year and above)
Farm / Company -Any type of Farm / Company
Co-operative Society -Must be affiliated to JCCB & having such provision in their Bye Laws
2 Purpose of Loan -Building House on the land.
-Building Commercial Complex on the land.
-Building any other project with specific project report on the land
3 Maximum Limit of Loan
Individuals -Rupees 10.00 Lakh or 75 % of the Govt. Valuation of the land which ever is less.
Farm / Company -Rupees 50.00 Lakh or 75 % of the Govt. Valuation of the land which ever is less.
Co-operative Society -Rupees 100.00 Lakh or 75 % of the Govt. Valuation of the land which ever is less.
4 Service Charge - 1% of the Loan Amount.
5 Rate of Interest - Varies from time to time (as per interest rate circular) to be paid as per EMI
6 Period of Repayment - upto 03 years
7 Security
-Cash - 25% of the loan amount as FD of JCCB Ltd.
or
- 30% of the loan amount in form of NSC /KVP
-Collateral - DDO's Certificate under Sec.58 of WBCS Act,1983
- Mortgage of Land (Other than the land for which the loan being taken) & Building in favour of Bank
- Life Insurance of the applicant
- General Insurance of the Property