The Jalpaiguri Central Co-operative Bank Ltd.

HO::Temple Street, PO & Dist-Jalpaiguri, West Bengal-735101.

Recruitment of Gr-IV- Advt-01/2021


Due to imposing of Model Code of Conduct for ensuing West Bengal Legislative Assembly Election 2021, the process of recruitment will resume after 02/05/2021.

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Office Address
Temple Street, Jalpaiguri
Postal Code : 735101
West Bengal, India
Phone - 03561-230477
Fax - 03561-231573
Email -
Email :     Phone : 03561-230477
1 Persons Eligible - Any Indian National
- Person must be SALARIED 
- Person must be permanent employee of Govt/ Semi-Govt/ Autonomous Body (minimum period of service must be 01 year and above)
- Land in which the building is to be constructed or ready building/ flat proposed to be purchased must be within bank's area of operation.
- Land must be in own name
2 Purpose of Loan - For construction of building or purchase of ready building / flat
3 Maximum Limit of Loan - 60 times of Basic+DA
- TAKE HOME PAY after ALL deductions & EMI must be 50% and above of GROSS SALARY 
- Loan must be repaid 01 year before retirement
- In any case, maxmimum limit of any HBL is Rs. 10,00,000/ (Ten Lakhs) only
4 Service Charge - 1% of the Loan Amount.
5 Rate of Interest - Varies from time to time (as per interest rate circular) to be paid as per EMI
6 Period of Repayment - From 05 years to 15 years
7 Security - DDO's Certificate under Sec.58 of WBCS Act,1983
- Mortgage of Land & Building in favour of Bank
- Life Insurance of the applicant
- General Insurance of the Property